Anjouan flag License for online projects

Anjouan Gambling License

We handle licensing with the Anjouan Offshore Finance Authority under the Computer Gaming Licensing Act 007 of 2005. No GGR tax, no share capital requirement, no local office or resident director. We prepare the documents, run KYC on beneficial owners and deal with the regulator directly.

Casino Betting Poker Lottery Crypto projects
7
licensing
jurisdictions
98%
of applications approved
on first submission
6+ years
in the iGaming sector
Cost
from EUR 19,000
Timeline
from 4 weeks
Validity
1 year
Regulator
AOFA
Format
fully remote
Cost

Anjouan gambling licence cost and scope of work

We run the project end to end, from the initial review of your structure through to the certificate. The final figure depends on your verticals and how the project is set up.

Anjouan Gambling licence
from 19,000 EUR

We put together a detailed quote after a short brief. Same-day response.

Request a quote
Validity and renewal
The licence runs for one year and is then renewed. We track the deadline and handle the renewal for you
Timeline
From four weeks once the full document set has been submitted
B2B solutions
For platform and software suppliers we arrange a licence or a Recognition Certificate

What we do when arranging an Anjouan GAM licence

Six areas, full support
01

Application filing

All forms and submissions to AOFA, plus handling the regulator's feedback
02

Government fees

Licence fee, key person checks and compliance officer authorisation
03

Internal documentation

Terms and Conditions, Responsible Gaming Policy, AML and CFT, KYC Procedures
04

Compliance officer

The file on your key person and sign-off by the regulator
05

Business model review

Business plan, platform, traffic sources and providers
06

Legal representation

Your interests are represented by licensed advocates

We prepare and file the application, but the decision rests with the regulator. The exact scope and cost are set out in a quote for your specific project.

Use cases

Who the Anjouan gambling licence works for

Anjouan suits early-stage projects and operators who need to go live quickly, without capital requirements or a local presence.

Launching a new project

A first licence for a platform going to market and testing the model on real traffic.

Multi-vertical platforms

Casino, betting, poker, and lottery operate under a single permit, without separate applications for each product.

Projects taking crypto

The regulator allows settlement in cryptocurrency, with no separate approval needed.

Platform and software suppliers

B2B solutions with their own licence or a Recognition Certificate from the regulator.

Key advantages of the Anjouan gambling licence

What the regime gives you and which entry barriers simply are not there, compared with established licensing jurisdictions.

What the regime offers

Zero GGR tax

No corporation tax or VAT for licence holders either

Every vertical under one licence

No separate approval needed for each product

Live in four weeks

Curacao takes three months, Malta at least six

Settlement in cryptocurrency

The regime treats crypto payments on a par with fiat

What the regulator does not require

Share capital

No minimum capital is set

A local office

No physical presence on the island

A resident director

You can manage the company from anywhere

A visit in person

The whole process runs remotely

Territories

Restricted markets and geo-blocking rules

An Anjouan licence authorises you to operate under Anjouan law, but it does not replace a local licence. Countries with their own regulators must be geo-blocked. Here is which ones, and how it works in practice.

Countries you must block

The regulator requires access to be closed at GEO-IP level. The list is the same for every licence holder:

United States United Kingdom France Germany Netherlands Spain Austria Australia Comoros
Plus the FATF lists

Blocking also covers every country on the FATF blacklist. The list changes, so it needs watching.

Markets to assess separately

Not banned by the regulator as such, but often closed off by payment providers or by local law:

Belize Curacao Sint Eustatius Sint Maarten
Check before you launch

Every payment provider keeps its own country list. It can be wider than the regulator's, and you find out at the integration stage.

What geo-blocking means in practice

What the regulator expects from operators
01

IP-level blocking

Access from restricted countries is closed at platform level, not by rejecting sign-ups

02

No marketing either

Advertising and affiliate traffic to closed markets are not allowed, even without taking registrations

03

Residency checks at KYC

KYC has to establish where the person actually lives, not just where they connect from

04

Keeping lists current

The FATF list is reviewed several times a year, so settings need updating

05

Limited number of domains

The licence covers a set number of URLs and cannot be passed to third parties

06

Local law still applies

Where a local licence is required, operating on an Anjouan one is not permitted

Restriction lists are revised by the regulator and by international bodies. Before launch we check the current position against your target markets and your payment providers' own rules.

Payments

Bank accounts and payment solutions for gambling projects

The licence lets you operate, but it does not open an account. The Anjouan company holds the licence, while acquiring contracts are signed by a separate EU entity, usually in Cyprus. Without that link most providers will not look at the application.

Crypto payments and EMI

The fastest route at launch. The regulator allows deposits and payouts in cryptocurrency, and settlement accounts with EMIs are easier to open than with traditional banks.

  • Crypto in and out
  • Multi-currency details
  • Opened remotely

Acquiring and merchant accounts

Card payments go through specialist high-risk providers. Traditional EU banks rarely touch this segment, so the route runs via a PSP and a payment agent.

  • EU payment agent
  • Specialist PSPs
  • Local payment methods
Handled by Finextwin

Getting ready to integrate

Providers look at the licence, the ownership structure and your target markets. Each keeps its own country list, and it can be wider than the regulator's. We put the file together before you apply.

  • Project and verticals
  • Ownership structure
  • Target GEOs and volumes

Not sure which payment setup fits your project?

We assess your verticals, target markets and provider requirements before anything is filed. We cannot guarantee an account will be opened - that decision sits with the bank or provider.

Discuss your project
Process

How the Anjouan licensing process works

Four to eight weeks. It is quicker when the owner documents are ready in advance, and longer if the regulator comes back with questions.

Step 01

We look at your project

What the platform does, which countries it targets, who owns it. If we see something that will cause problems, we say so straight away - better to know before you pay than after.

1-3 days
Step 02

We collect the owner documents

We build a file on each owner and write up the project. Timing here is down to you: the sooner the documents arrive, the sooner we move on. You get the list upfront and we point you to where things come from.

1-2 weeks
Step 03

We register the company

The company the licence will be issued to. This runs alongside document collection, so it does not add to the overall timeline.

5-10 days
Step 04

We file and deal with the regulator

We submit the documents, pay the fees and handle the correspondence. If anything else is requested, we answer it - you only hear from us if a new document is needed.

2-5 weeks
Step 05

The licence comes through

We obtain the certificate, confirm the company is in the registry, and deliver all the documentation. From there, we support payment system integration if you need it.

3-5 days

What we handle

All we need from you are the documents at step two. Everything else is on us.

One person on your side

Runs the project start to finish, so you never explain it twice

Same-day replies

Usually within 30 minutes during working hours

We talk to the regulator

Letters and queries are dealt with here, not forwarded to you

Renewal reminders

The licence runs yearly - we flag the date ahead of time and renew it

Timings reflect our own practice. We prepare and file the documents, but granting or refusing the licence is the regulator's call.

Limitations and alternatives

When Anjouan is the wrong fit and what to look at instead

Anjouan is the fastest and cheapest way into licensed status, and that comes at a price. Here are the honest limitations and the jurisdictions that cover them.

When another jurisdiction makes more sense

You need direct acquiring

The payment setup runs through a separate EU entity. If you need acquiring contracted directly with the licence holder, or want to work with tier-one banks, Anjouan will not get you there.

Your markets are the EU, UK or US

These countries are closed by the regulator and require local licences. If that is where your traffic comes from, Anjouan does not solve the problem.

The licence has to carry weight

Anjouan is not a tier-one regulator. Major content providers, affiliate networks and investors do look at where the licence comes from.

The licence runs for a year

It has to be renewed annually, proving compliance each time. Jurisdictions with multi-year terms mean less of this admin.

What to consider instead of Anjouan

Flag of Nevis

Nevis

A newer regulator with a solid reputation and good access to banks and providers. Chosen when you want a step up from offshore without Malta's cost and timeline. Works for both B2C and B2B.

Cost
from €28,000
Timeline
from 4 weeks
Learn more
Flag of Canada

Tobique

A North American jurisdiction rather than a Caribbean one. Providers read it differently from an offshore licence, on much the same timeline. Popular with crypto projects. One licence covers every vertical.

Cost
from €43,000
Timeline
from 4 weeks
Learn more
Flag of Curacao

Curacao

The best-known offshore licence, and the regulator has tightened up since the reform. Providers and affiliate networks accept it more readily. In return: stricter requirements, a longer review and a noticeably bigger budget.

Cost
from €52,000
Timeline
from 4 months
Learn more
Flag of Malta

Malta

An EU licence and the highest level of trust available: direct acquiring, tier-one banks, access to European markets. It asks for real substance, capital and patience with a long review.

Cost
from €40,000
Timeline
from 6 months
Learn more
Results

Real cases from our clients

Every project is different - we match the solution to the task, the verticals and the target markets.

Real cases from our practice. Client names and results are published with their consent.

Licensing
Flag of Anjouan Anjouan

Multi-vertical project under a single license

The client operated casino and betting under two separate licenses and didn't add a third vertical because he thought another application and additional annual fees weren't worth it. Plus, two regulators meant two reporting systems and two compliance teams, and his team was small.

Solution: We consolidated everything under the Anjouan license - it covers all verticals with a single permission. The client didn't immediately revoke the old licenses, giving them time to expire naturally to avoid breaking provider contracts. The payment system migration took longer than the licensing itself, but we were prepared for that.


3 verticals under one permission
5 weeks from application to certificate

What mattered most to me wasn't saving money, but stopping myself from keeping track of two separate renewal dates. Now there's just one date and one regulator. The costs came out about the same as I expected, but it's so much less stressful.

АШ
Alexey S. Online Platform
Licensing
Flag of Anjouan Anjouan

License for MVP launch

The team was building a product on their own dime with no investor yet. They needed to demonstrate a working version with real payments, but without a license, no provider would connect. At the same time, investing in an expensive jurisdiction before seeing any numbers seemed foolish.

Solution: We took Anjouan as a startup license. We made it clear upfront this wasn't permanent - once they had revenue and investor backing, they'd need to switch jurisdictions. We also prepared a crypto payment channel in parallel, which went live before the card processing.


4 weeks to operational status
1 license for all MVP verticals

We understood this was a temporary solution, and they told us that from the very first call. Honestly, that's what sold us - nobody tried to pitch it as something bigger than it actually was. We launched, gathered initial data, and now we're thinking about the next phase.

MT
Marek T. Platform Development
Licensing
Flag of Anjouan Anjouan

Online-casino project with fast market entry

The client had a ready product and traffic purchased for a specific launch date. Curaçao's timeline didn't work - waiting three months would waste the entire advertising budget. They needed a license that providers would accept, and fast.

Solution: We filed for Anjouan. The ownership documentation was collected in a week - the client had prepared in advance, which saved significant time. The regulator asked for clarification on the business structure, which we handled ourselves. We also warned them upfront which GEOs would need to be blocked, so they could reallocate part of their purchased traffic.


4 weeks instead of three months
9 countries blocked before launch

I found out about the country blocks right away, not at the last minute, and it saved part of our budget. We had time to adjust our media buying. If we'd discovered it after launch, that would have been painful. We hit the timeline even though I didn't believe we would.

BB
Brian B. Online Project
FAQ

Frequently asked questions

If your question is not covered here, send us a request and we will look at your situation directly.

Book a consultation

Four to eight weeks. The spread is wide because most of the time goes on collecting owner documents rather than on the regulator. With documents ready in advance, four weeks is realistic. Company registration runs in parallel and does not add to the total. It stretches past eight weeks when the regulator asks for clarification on the ownership structure.

Specialist high-risk providers do, provided the paperwork is complete. Traditional EU banks rarely work with this segment. One thing to know: acquiring contracts are not signed by the Anjouan company but by a separate EU entity, usually in Cyprus. Without that link most applications do not get looked at. Crypto payments are the quickest route to go live.

Anjouan is faster and cheaper, Curacao carries more recognition. The timeline difference is substantial: four to eight weeks against several months. Curacao also costs noticeably more. In return, content providers and affiliate networks accept it more readily, and since the reform the regulator has tightened up, which helps reputationally. Early-stage projects that need speed take Anjouan. Those who need standing take Curacao.

The licence is issued to a company registered in Anjouan. A company from another jurisdiction cannot be used. We register it as part of the project, so it is not something you have to arrange separately. A local office and resident director are not required - the company can be managed from anywhere.

The United States, United Kingdom, France, Germany, Netherlands, Spain, Austria, Australia and the Comoros themselves. Plus everything on the FATF blacklist, which is reviewed several times a year. Blocking is set up by IP at platform level. Bear in mind that payment providers keep their own lists and those can be wider than the regulator's.

No, the regulator sets no minimum. This is one of the main differences from tier-one licences, where capital requirements and proof of funds can be a significant part of the budget.

Yes, there is no need for separate approvals per product. casino, betting, slots and lottery all run under a single permission. That is a real saving compared with jurisdictions where each vertical means another application and another annual fee.

The licence runs annually and is renewed each year with confirmation that requirements are still met. The annual regulatory fee and company upkeep are paid separately. We flag the date in advance and handle the renewal, so you are not tracking it yourself.

Since 2025, B2B suppliers must hold either their own licence or a Recognition Certificate. The second option is cheaper and quicker to arrange. This sits outside the cost of an operator licence - if you are running someone else's software, check that your supplier holds the right status.

No. We prepare and file the documents, deal with the regulator and respond to queries, but the decision is theirs. At the first stage we go through the project and tell you straight away if we see risks - better to know before you pay than after filing.

We'll assess your task and suggest a solution
We work with clients from any country
The consultation is free

Get a consultation

Send a request. We'll get back to you within 30 minutes and find a solution for your task

By clicking "Send request", you agree to the processing of your personal data in accordance with the Privacy Policy.