7 jurisdictions to choose from

Online gambling licence for your project

We match the jurisdiction to your markets and business model, whether you run an online casino, sports betting, poker or lotteries, or supply games to operators. We set up the company, prepare the application and deal with the regulator until a decision is made.

Timeline
from 4 weeks
Anjouan and Nevis
Budget
from €19,000
excluding regulator fees
Model
B2C and B2B
operators and suppliers
We reply within 30 minutes
6+ yearsin business
1,250+clients
65+partner banks
How to choose

How to choose a jurisdiction for your gambling licence

Price comes last. We start with your markets and work through four questions in order. Each one rules out some options, and by the end there are usually one or two jurisdictions left.

  1. Target markets

    Every regulator has its own list of restricted countries. If your main market is on it, the licence is of no use to you, whatever it costs.

    First questionWhere will your players come from?
  2. Payments and providers

    Payment providers and game suppliers do not treat all regulators equally. We choose the licence with your intended partners in mind.

    We askWhich providers and aggregators do you need?
  3. Structural requirements

    A local company, resident directors, an office, servers on site. These requirements shape the timeline and budget more than the regulator fee does.

    We askAre you ready for local substance?
  4. Three-year cost

    Beyond the application there are annual fees, renewals, reporting and compliance. A licence that is cheap to obtain can cost more over three years.

    We work it out togetherWhat is your budget for the first 2‑3 years?

You leave with 1-2 jurisdictions, the reasoning, timelines and budget

Compare jurisdictions
Comparison

Online gambling licences compared

The same criteria as above: budget, local substance and how payment providers view each licence. Every regulator keeps its own list of restricted countries, and we check it against your markets during the consultation.

Budget, timeline, local substance requirements and payment provider recognition for online gambling licences in Anjouan, Nevis, Tobique, Curaçao, Kahnawake, Malta and the Isle of Man
JurisdictionBudget and timelineLocal substanceProvider recognition
AnjouanAOFA from €19,000from 4 weeks MinimalAnjouan company and local address Limitedsome providers remain cautious
NevisNOGA from €28,000from 4 weeks Minimallicence issued to a Nevis company Limitedregulator operating since 2025
TobiqueTGC from €43,000from 8 weeks Minimalno local company needed Limitedgrowing, but not universal
CuraçaoCGA from €52,000from 4 months Substantialfrom 2026, a local director, staff member and office Goodfamiliar to providers and aggregators
KahnawakeKGC from US$55,000from 6 months Moderateproject servers hosted in the jurisdiction Goodregulating since 1999
MaltaMGA from €40,000from 6 months SubstantialMaltese company, key persons and capital HighEU-level regulator
Isle of ManGSC from £36,750from 6 months Substantialtwo resident directors and an office Highstrict regulator with a long track record

Data as of October 2026. Prices cover full-cycle support and exclude regulator fees and deposits. Provider recognition is our assessment based on practice and shifts over time.

Find the right licence
Payments

Licence, bank account and payments for a gambling project

Payment providers, banks and game suppliers all open with the same question: which licence do you hold? So we build the whole structure in one go: company, licence, then account and providers, with a single file that covers every check.

What a licence unlocks

Regulator's licenceissuednot in place
  • Payment providersyour application gets reviewedapplications declined without a licence OpenClosed
  • Game suppliers and aggregatorsconnect after their own checkscontent will not be connected OpenClosed
  • Corporate accountbank reviews your profile and documentsbank declines at compliance stage OpenClosed

A licence opens the door to review. The decision stays with each partner.

  • 01

    Providers shape the choice

    When choosing the jurisdiction, we factor in which providers and aggregators your project plans to work with.

  • 02

    One file for every check

    Banks and providers ask for the licence, AML policies, a business plan and source of funds. We draw on the file already prepared for the regulator.

  • 03

    Account after the licence

    Once the licence is issued, we shortlist banks and payment providers that work with your regulator and handle the application.

Important: we cannot promise that an account will be opened or a provider will onboard you. Each bank or provider decides after its own review.

How we work

How a gambling licence is obtained

Five steps from the first call to a licence in hand. We handle the paperwork and the regulator; you provide decisions and personal documents.

  1. Day 0

    Consultation and choice of jurisdiction

    We review your model and markets and propose 1-2 jurisdictions. Scope and price are fixed in the contract.

    From you:a project outline and target countries

  2. 1-2 weeks

    Company and structure

    We set up a company in the licensing jurisdiction where the regulator requires one, and cover director and address requirements.

    From you:ownership decisions and signatures

  3. Alongside the company

    Application file

    We prepare the business plan, AML and responsible gambling policies, game rules and a platform description in the format the regulator expects.

    From you:owner documents and proof of source of funds

  4. 4 weeks to 6 months

    Submission and regulator questions

    We submit the application and answer follow-up requests. Timing depends on the jurisdiction and how complete the file is: the tighter the file, the fewer repeat questions.

    From you:clarifications if the regulator asks

  5. After approval

    Licence, account and reporting

    We hand over the licence, shortlist banks and payment providers, and put the regulator’s reporting dates in the calendar.

    From you:project details for the bank

What owners need to prepare

The exact list depends on the regulator. We send it once the jurisdiction is chosen.

  • Passport and proof of addressfor every owner and director
  • Police clearance certificaterecent, usually apostilled
  • Source of fundsstatements, contracts or tax returns
  • CVmanagement and industry experience
Start with a consultation
After approval

Annual obligations of a gambling licence

A licence needs ongoing upkeep. We keep the compliance calendar and prepare documents ahead of each deadline, so renewal never comes as a surprise.

  • Annual fee and renewal

    Paying the regulator fee and renewing the licence

    Once a year
  • Regulatory reporting

    Reports on transactions and gaming activity

    Usually quarterly
  • AML controls and player checks

    Transaction monitoring and responsible gambling

    Ongoing
  • Structural changes

    New owners, directors or key staff

    With every change

Indicative only: months count from the licence date, and the exact schedule depends on the regulator. Some regulators also require an annual audit.

A missed deadline can mean a fine, suspension or loss of the licence. We quote the upkeep cost before you start, alongside the price of obtaining it.

Estimate a two-year budget
About us

Why clients choose Finextwin for licensing

We stay with the project beyond the licence, until it can actually take payments.

  • 01

    Licence, company and account in one place

    No need to find a separate registered agent, licensing adviser and banking contact.

  • 02

    Price fixed in the contract

    Scope and price are agreed before we start. Regulator fees are quoted upfront.

  • 03

    Straight about the risks

    We tell you early which markets are closed, where a refusal is possible and what upkeep costs.

  • 04

    One manager per project

    From the first consultation to the licence and payment set-up, you deal with one person.

  • We work in English and Russian
  • Documents are signed online
  • We reply within 30 minutes during working hours
Results

Licensing use cases

Three projects with real timelines, from application to licence.

Real cases from our practice. Client names and results are published with their consent.

AnjouanCasino and betting

Three verticals under one licence

Challenge

Casino and sports betting ran on two separate licences: two regulators, two sets of reports, two annual fees. For a small team that was a lot, so the client kept putting off a third vertical.

What we did

We moved the project to Anjouan, where one licence covers every vertical. The old licences ran to term so provider contracts stayed intact. Moving payments took longer than the licence itself, and we planned for that.

Timeline
  1. Week0Anjouan licence application
  2. Week5Licence covering three verticals

Saving money mattered less to me than no longer juggling two sets of deadlines. Now it is one renewal date and one regulator. Cost came out roughly as I expected, but it is far less stressful.

Aleksei Sh.Online platform
AnjouanMVP launch

A starter licence for an MVP launch

Challenge

The team was self-funding the product, with no investor yet. They needed a working version with real payments, but providers would not connect without a licence, and paying for an expensive jurisdiction before the first numbers made no sense.

What we did

We chose Anjouan as a starter licence and said upfront that the jurisdiction would likely need to change as volumes grew. Crypto payments were set up in parallel and went live before card payments.

Timeline
  1. Week0Application and crypto payment set-up
  2. Week4Licence issued

On the very first call they told us this was a temporary solution. That is what won us over: nobody tried to sell the licence as more than it is. We launched, got our first data, and now we are planning the next step.

Marek T.Platform development
AnjouanOnline casino

An online casino launched on a fixed date

Challenge

The product was ready and traffic was booked for a specific date. Curaçao was too slow: waiting four months would have burnt the ad budget.

What we did

We applied in Anjouan and handled the regulator’s question on the structure ourselves. We flagged early which 9 countries would have to be blocked, so part of the traffic could be redirected.

Timeline
  1. Week0Anjouan application
  2. Week1Owner documents collected
  3. Week4Licence issued

I learned about the blocked countries straight away, not at the last minute, and that saved part of the budget. We had time to rework the media buy. We hit the deadline, though I did not believe it until the end.

Brian B.Online casino

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FAQ

Gambling licence FAQ

The questions clients ask most often in the first consultation.

Did not find your question?

We reply within 30 minutes

Which gambling licence should I choose?

We start with your markets: every regulator has its own list of restricted countries, and that rules out some options straight away. Then we look at which providers and aggregators the project plans to use, whether you are ready for local substance, and your budget for the next 2-3 years.

For a start on a modest budget, clients most often choose Anjouan; for an international project, Curaçao; for work in the EU, Malta. The criteria are set out earlier on this page, and all seven jurisdictions are side by side in the comparison table.

Can I launch an online casino without a licence?

Technically yes, but without a licence the project cannot connect payment providers or get games from major suppliers: they check the licence before signing. On top of that, many countries prosecute taking players without a local permit, wherever the company is registered.

A licence solves the first problem and part of the second, but it does not replace a proper review of the markets your traffic comes from.

How much does a gambling licence cost?

Catalogue prices range from €19,000 for Anjouan to US$55,000 for Kahnawake. That covers our full-cycle support: the company, the application file, submission and correspondence with the regulator. Regulator fees and deposits are paid separately, and we quote them upfront.

Comparing jurisdictions on entry price alone is misleading: annual fees, renewals, reporting and compliance over 2-3 years often cost more than obtaining the licence.

How long does it take to get a licence?

From 4 weeks in Anjouan and Nevis to 6 months or more in Malta, the Isle of Man and Kahnawake. Timing depends on the regulator and on how complete the file is: gaps in source of funds documents or an unclear ownership structure trigger follow-up requests, and each round adds weeks.

Does one licence cover casino, sports betting and poker?

It depends on the regulator. Anjouan issues a single licence covering casino, sports betting, poker and lotteries. Other regulators split permits by activity type, and each vertical is licensed separately.

If your project plans several verticals, this changes the budget noticeably, so we check the permitted activities before submission rather than after approval.

Do I need a company in the licensing jurisdiction?

With most regulators, yes: the licence is issued to a local company, which must be set up before applying. Malta and the Isle of Man also require resident directors and an office, and from 2026 Curaçao requires a local director, a staff member and an office. Tobique, by contrast, does not require a local company.

We set up the licensing company ourselves, so there is no need to find a separate registered agent.

Why do banks and providers turn down gambling projects?

Banks and payment providers assess not only the company but also the regulator behind the licence. Each keeps its own internal list of acceptable jurisdictions, and none of them publish it. That is why we choose the licence with your intended providers in mind. More in the payments section.

Nobody can promise an account or provider onboarding: each bank or provider decides after its own review.

Can a licence application be refused?

Yes. Typical reasons are an unclear ownership structure, unverified source of funds, criminal records or regulatory sanctions against the owners, and a business plan that does not meet the regulator’s requirements.

We prepare the file to remove formal grounds for refusal in advance. But the decision rests with the regulator, and nobody can promise approval.

Can a game supplier get a B2B licence?

Yes. Malta, Curaçao and the Isle of Man issue separate licences for game and platform suppliers. In Curaçao, local suppliers must hold a licence from 24 December 2026, and foreign suppliers working with its licensees must register with the regulator.

We match the option to your operator clients and the markets they serve.

What do I need to do after the licence is issued?

Pay the annual fee and renew on time, file reports with the regulator, run AML controls and notify the regulator of changes in owners or key staff. Some regulators also require an annual audit.

A missed deadline can mean a fine, suspension or loss of the licence. The compliance calendar is shown in the section above, and you can hand it over to us.

Answers checked in October 2026. This is general information, not legal advice on your situation.

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  • The first consultation is free
  • Scope and price fixed in a proposal before payment
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