Opening an account abroad
The company is registered in another jurisdiction, or you need an account outside your country of presence - for settlements with foreign partners or a holding structure.
Corporate bankingTell us about your project
A Finextwin specialist will contact you within 30 minutes to discuss your requirements and suggest a suitable solution
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Payment solutions
Banking and payment solutions for business
We select banks, EMIs and PSPs to fit your business model. We work with complex niches, non-standard structures and difficult cases.
6+
years of experience
65+
banking partners
30+
jurisdictions
1,250+
clients
How we work
Request received
online A manager will get in touch within 30 minutes
Business model analysis
risk profile Risk profile, geography, currencies
Selecting banks and PSPs
shortlist A shortlist of 3-5 suitable options
Document preparation
full service KYC pack, business description
Account opened
done Ready to operate
Banking partners 65+
Opening time from 5 days
Approval 95%
Use cases
Banking and payment solutions: choose the right scenario
We select banks, EMIs and PSPs for your specific goal - from launch to scaling a business across international markets.
Accepting payments online
You need acquiring for a website or marketplace - cards, e-wallets and local payment methods across different countries.
Online acquiringWorking with crypto payments
The business accepts or sends payments in cryptocurrency - it needs a legal infrastructure and conversion to fiat.
Crypto paymentsBusiness with a complex profile
Mainstream banks refuse due to the line of business. We find a bank or payment solution that works for non-standard and complex niches.
Complex nichesScaling into new markets
Entering new countries calls for local payment methods, IBANs and local details to build customer trust.
New market entryOptimising payment infrastructure
Your current bank or PSP is struggling - high fees, frozen funds, limits. You need an alternative or diversification.
Infrastructure optimisation Our solutions
Corporate bank accounts, merchant services and crypto payments
Three core areas, from holding funds to taking payments and handling cases that standard providers turn down.
Banking
Traditional banks and EMIs
Where your money sits and where payments go out from: corporate accounts with banks and licensed payment institutions worldwide.
- Corporate accounts with banks in Europe and Asia
- EMI accounts with licensed electronic money institutions
- Multi-currency IBANs for day-to-day operations
- Accounts for companies in the BVI, Seychelles and Belize
Taking payments
Merchant accounts and acquiring
How you take money from customers: acquiring banks, payment gateways and PSPs matched to your business model and target markets.
- Visa and Mastercard acquiring for websites and apps
- Acquiring for complex and non-standard business models
- PSP selection matched to your sector and markets
- Local payment methods for every market
Complex cases
Crypto and compliance
Payment infrastructure that meets regulatory requirements, with KYC and AML support, for businesses that conventional providers turn down.
- BTC, ETH and USDT payments with conversion
- Infrastructure built around KYC and AML requirements
- Business model and flow of funds documentation
- Support throughout compliance reviews
Important: onboarding decisions rest with the bank, EMI or payment provider. We cannot guarantee that an account will be opened or that acquiring will be approved. Timelines are indicative and depend on the jurisdiction, company structure and how quickly documents are ready.
Discuss your case
How to choose
How to choose a bank or PSP for international business
Choosing a bank or PSP depends on dozens of factors. We analyse your situation and recommend what actually works - not just what looks right on paper.
Get a consultationBusiness type and revenue model
Trading, SaaS, marketplace, fintech - each model has its own requirements for the bank and PSP.
Geography of operations
Where your clients and partners are, and where you need account details - this determines the account's jurisdiction and the set of payment methods.
Currencies, limits and transaction volume
Multi-currency support, transaction limits and monthly turnover all affect the choice of provider.
Business risk profile
Complex and non-standard niches call for specialised partners - not every bank and PSP works with them.
Speed of setup
An EMI opens in 3-5 days, a corporate bank account from 2 weeks. This affects the choice.
We do not offer one-size-fits-all solutions. Every case is assessed individually - business model, jurisdiction, risk profile and goals. Only then do we draw up a list of suitable banks and providers.
Full service
Corporate account opening and payment solutions, fully managed
We work personally with every client - from the first assessment to a working solution and support after launch.
We do not just find options - we support you through to the result
No templated solutions and no subcontractors. Every case is handled by a dedicated manager, from the first call to the account being opened.
95%
of clients approved on the first application
7 days
average account opening time
Full support
at every stage
Business analysis and solution selection
We study your business model, risk profile and goals. We draw up a shortlist of suitable banks and providers.
Document and KYC pack preparation
We help you gather everything needed - a business description, financial model and beneficial ownership structure (UBO).
Filing and communication with the bank
We negotiate with the bank or PSP directly. We respond to compliance queries and resolve any issues.
Support after opening
We help with operational questions, limits, plan upgrades and adding new solutions.
Our process
How we open corporate accounts and set up payment solutions
A transparent process from the first call to a working solution - with no surprises or delays.
Total time
7 to 21 days
depending on the solution
Consultation and case analysis
We look at your business model, geography, risk profile and goals. We determine which solution is right for you.
1 daySelecting banks and providers
We draw up a shortlist of suitable banks, EMIs or PSPs based on your requirements and your chances of approval.
1-2 daysDocument preparation
We prepare the full pack: business description, financial model, KYC documents and corporate materials.
2-3 daysFiling and support
We submit the application and handle communication with the bank or PSP. We respond to compliance queries and resolve any issues.
3-14 daysGetting the result
The account is opened or the PSP is connected. We hand over access, help with the first transactions and stay in touch.
from 7 daysReady to start? Leave a request and a manager will get in touch within 30 minutes.
Get a consultation Who these solutions are for
Corporate bank accounts and payment solutions for international business
We work with businesses at any stage - from a startup to an international holding. What matters is a real objective and readiness to act.
International trade and logistics
Import, export, settlements with suppliers and buyers across different countries. Corporate accounts, currency conversion and reliable payment channels.
IT and SaaS companies
International products, subscriptions, working with overseas clients and teams.
E-commerce and marketplaces
Online sales in several countries, where acquiring and local payment methods are needed.
Holdings and international structures
Multiple jurisdictions, corporate accounts, intra-group payments.
Startups and new projects
Just getting off the ground, in need of fast and flexible payment infrastructure.
Manufacturing and export
Manufacturers with overseas buyers. Corporate accounts for export revenue and settlements with foreign partners.
Do not see yourself on the list? Get in touchand we will look into your case
Results
Cases: corporate account opening and payment solutions
Every project is unique. We tailor the solution to each client's specific goals, jurisdiction and business model.
Account opening
Hong Kong · China Two corporate accounts for a trading company in Hong Kong
The company bought goods from Chinese factories and sold them to distributors across South East Asia. Settlements ran through partners' accounts, which muddled payments and twice forced them to explain the source of funds.
Solution We opened an account with a Chinese bank for settlements with factories in yuan and a multi-currency account in Hong Kong for incoming regional payments, with a full KYC file and a map of the trade flows.
21 days opening time
2 accounts opened as a full service
❝
I assumed I would have to fly out for a bank meeting, but a video call and a courier envelope did the job. The Chinese account needed extra supplier paperwork, which added about a week to the timeline.
Account opening
Lithuania · EU Corporate account for an IT startup with clients in Europe
The Lithuanian startup was four months old with no turnover. Two traditional banks declined without giving reasons, which held up developer payouts and the first invoices to European clients.
Solution We identified a European EMI comfortable with early-stage companies, prepared the business model description and the settlement flow for clients and contractors, and supported KYC through to approval.
8 days opening time
✓ Approved on the first application
❝
After two refusals we started to think the problem was the product idea itself. It turned out the banks simply had nothing to look at with zero turnover. The EMI raised few questions and the team got paid that month.
Account opening
BVI · Offshore Two accounts for a BVI company for international contracts
A BVI holding company worked with contractors in the EU and Asia through a single account. When the bank froze a payment for a month-long review, settlements in both regions stopped at the same time.
Solution We opened an account with a European bank for EU counterparties and an account with an Asian EMI for regional payments, with a corporate file disclosing beneficiaries and evidencing source of funds.
28 days opening time
2 accounts in different jurisdictions
❝
I knew banks are reluctant to deal with BVI structures and expected a few refusals. The European bank did study the structure at length and asked for documents twice, but both accounts were opened in the end.
FAQ
Frequently asked questions about account opening and payment solutions
If you cannot find the answer to your question, leave a request and we will review your situation personally.
Get a consultationWe work with more than 30 jurisdictions across Europe, Asia, the Middle East and offshore zones. For each jurisdiction we have trusted banking partners and an understanding of the local compliance requirements. Unusual or rare jurisdictions we look at individually during the consultation.
Timelines depend on the type of solution. EMIs and fintech institutions open accounts within 3-7 working days. A corporate account with a traditional bank takes from 2 to 6 weeks, depending on the jurisdiction and the specific bank's compliance requirements. After the first consultation we give precise timelines for your case.
Yes, working with complex and non-standard niches is one of our specialisms. Many clients come to us after being turned down by mainstream banks. We assess each case, select suitable banks and payment systems and support the application. What is realistically achievable in your case is something we discuss individually during the consultation.
To begin with, a general understanding of your company structure and business model is enough. The full list of documents is drawn up individually after we assess your case and depends on the chosen bank, PSP and their compliance department's requirements. We tell you in advance exactly what will be needed and help you prepare everything correctly the first time.
Yes, this is one of our standard scenarios. A bank's refusal is not the final answer. More often than not the reason is an incomplete set of documents or simply the wrong bank for that type of business. We review the reason for the refusal, refine the documents where needed and support a fresh application to a suitable bank or payment system.
The cost is fixed before we start and set out in the contract. No hidden fees, no surcharges along the way and no payments tied to the outcome. You know exactly what you are paying and what for before we begin.
It depends on the type of solution. Accounts with fintech institutions and EMIs open entirely remotely. With traditional banks it varies: some work remotely, others require a visit from the director or beneficial owner. During the selection stage we take your circumstances into account and offer only options that are workable in your situation.
Leave a request through the form on the site. A manager will get in touch within 30 minutes, look into your objective and suggest initial options. The first consultation is free and comes with no obligation.
We'll assess your task and suggest a solution
We work with clients from any country
The consultation is free
The consultation is free
Get a consultation
Send a request. We'll get back to you within 30 minutes and find a solution for your task
By clicking "Send request", you agree to the processing of your personal data in accordance with the Privacy Policy.