Curacao gambling license — online casino license, betting, master license, sublicense, 2024 updates, offshore setup, no local entity required, Curacao Gaming Authority, Finextwin
Curacao
Gambling license
Recognized license for legal operation
of online casinos worldwide
of online casinos worldwide
Curacao
Gambling license
Recognized license for legal operation of online casinos worldwide
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We will help you get a
license and launch
a world-class
iGaming project
We will help you get a
license and launch
a world-class
iGaming project
license and launch
a world-class
iGaming project
We will help you get a
license and launch
a world-class
iGaming project
license and launch
a world-class
iGaming project
Jurisdiction overview Curacao
General information
Curaçao is an autonomous territory within the Kingdom of the Netherlands, with an independent tax and legal system. For over two decades, Curaçao has been one of the most popular global hubs for online gambling licensing.
Favorable tax policies, loyalty to iGaming operators, and international integration make the jurisdiction attractive for both startups and established operators.
What is the Curaçao license?
Until 2023, Curaçao operated under a master-sub-license model, where operators received licenses from private companies holding one of four master licenses. This approach allowed a low entry threshold but lacked sufficient regulation.
Since 2023, a gambling regulatory reform has been introduced, transitioning to a new legal framework — the National Ordinance for Games of Chance (LOK). Now, licenses are issued directly by the official government regulator CGA (Curaçao Gaming Authority), without intermediaries.
Favorable tax policies, loyalty to iGaming operators, and international integration make the jurisdiction attractive for both startups and established operators.
What is the Curaçao license?
Until 2023, Curaçao operated under a master-sub-license model, where operators received licenses from private companies holding one of four master licenses. This approach allowed a low entry threshold but lacked sufficient regulation.
Since 2023, a gambling regulatory reform has been introduced, transitioning to a new legal framework — the National Ordinance for Games of Chance (LOK). Now, licenses are issued directly by the official government regulator CGA (Curaçao Gaming Authority), without intermediaries.
1. Local Company
The operator must register a legal entity on the Isle of Man. Foreign ownership is allowed, but the company structure must be fully transparent and controllable.
2. Single License Type — Universal
The Isle of Man issues a single Full OGRA license (Online Gambling Regulation Act License), covering all types of online gambling: casino, betting, poker, bingo, fantasy sports, lotteries, etc.
3. Minimum Share Capital
Each shareholder, director, and top executive must undergo thorough due diligence, including:
The full process — from submitting an application to receiving the license — takes on average 4 to 8 months, including technical and legal verification.
The operator must register a legal entity on the Isle of Man. Foreign ownership is allowed, but the company structure must be fully transparent and controllable.
2. Single License Type — Universal
The Isle of Man issues a single Full OGRA license (Online Gambling Regulation Act License), covering all types of online gambling: casino, betting, poker, bingo, fantasy sports, lotteries, etc.
3. Minimum Share Capital
- At least £100,000 (approx. €115,000) in paid-up share capital is required.
- Funds are used as a guarantee for fulfilling obligations to players.
Each shareholder, director, and top executive must undergo thorough due diligence, including:
- Passport and certificate of no criminal record
- Source of funds verification
- Proof of professional reputation (references, biography, experience)
- A physical office on the island is required
- Appointment of a local resident director
- Hosting of controlled servers or gateways in a local data center (a hybrid with offshore platform is allowed)
- Appointment of a Compliance Officer and MLRO
- Implementation of a responsible gambling policy
- Maintenance of customer and financial records in accordance with FATF standards
- Mandatory annual audit and reporting to the regulator
The full process — from submitting an application to receiving the license — takes on average 4 to 8 months, including technical and legal verification.
B2C License — for Operators
Intended for: Operator companies working with end users.
Suitable for: Online casinos (slots, live games), sports betting, poker, bingo, lotteries, and games of chance.
Commonly obtained by: iGaming startups, operating projects needing legalization, and operators targeting international markets (Asia, LatAm, Africa).
B2B License — for Providers
Intended for: Tech companies providing solutions to other iGaming businesses.
Suitable for: Providers of gaming solutions (slots, content), white-label platforms, aggregators, payment systems, and tech integrators.
Commonly obtained by: Software developers, white-label platforms, and fintech companies serving the gambling sector.
Curaçao licenses cover all major types of online gambling, are internationally recognized, and provide legal protection, flexibility, and access to payment and content partners.
Intended for: Operator companies working with end users.
Suitable for: Online casinos (slots, live games), sports betting, poker, bingo, lotteries, and games of chance.
Commonly obtained by: iGaming startups, operating projects needing legalization, and operators targeting international markets (Asia, LatAm, Africa).
B2B License — for Providers
Intended for: Tech companies providing solutions to other iGaming businesses.
Suitable for: Providers of gaming solutions (slots, content), white-label platforms, aggregators, payment systems, and tech integrators.
Commonly obtained by: Software developers, white-label platforms, and fintech companies serving the gambling sector.
Curaçao licenses cover all major types of online gambling, are internationally recognized, and provide legal protection, flexibility, and access to payment and content partners.
Elimination of the Sub-License System
• Operators are no longer required to obtain licenses through master licensees.
• All operators must now obtain a personal license — either B2C (for operators) or B2B (for providers and platforms).
Stronger Compliance and Legal Requirements
• Mandatory implementation of AML and KYC procedures.
• Appointment of a Compliance Officer and MLRO (Money Laundering Reporting Officer).
• Internal audits and continuous compliance monitoring.
Physical Presence in Curaçao
Financial Guarantees and Share Capital
• Operators must prove financial solvency.
• Minimum share capital — ANG 500,000 (approx. €250,000).
• Proof of reserve funds to cover client balances.
• Financial statements and audits required.
Game Integrity and Technical Certification
Geographic Restrictions
• Mandatory implementation of self-exclusion functions.
• Deposit and time limit mechanisms.
• Access to support and addiction information.
Consequences for Operators
• The licensing process is now longer and more complex but ensures full international recognition and legal protection.
• New requirements increase the credibility of payment providers and gaming partners, opening access to top-tier B2B partnerships
• Direct communication with the national regulator — without intermediaries — allows for greater transparency.
• Operators are no longer required to obtain licenses through master licensees.
• All operators must now obtain a personal license — either B2C (for operators) or B2B (for providers and platforms).
Stronger Compliance and Legal Requirements
• Mandatory implementation of AML and KYC procedures.
• Appointment of a Compliance Officer and MLRO (Money Laundering Reporting Officer).
• Internal audits and continuous compliance monitoring.
Physical Presence in Curaçao
- The new licensee must:
- Register a legal entity in Curaçao.
- Appoint at least one local director.
- Maintain an office and technical infrastructure (e.g., server or access point).
Financial Guarantees and Share Capital
• Operators must prove financial solvency.
• Minimum share capital — ANG 500,000 (approx. €250,000).
• Proof of reserve funds to cover client balances.
• Financial statements and audits required.
Game Integrity and Technical Certification
- RNG (Random Number Generator) testing and certification is mandatory.
- Verification of gaming algorithms and interfaces.
- Cybersecurity protocols against data breaches and hacking.
Geographic Restrictions
- Curaçao licenses do not permit players from the following regions:
- USA, UK, Netherlands, France, Germany, Australia, Cyprus, Singapore, etc.
- FATF blacklist jurisdictions.
- Countries with legal bans on online gambling.
• Mandatory implementation of self-exclusion functions.
• Deposit and time limit mechanisms.
• Access to support and addiction information.
Consequences for Operators
• The licensing process is now longer and more complex but ensures full international recognition and legal protection.
• New requirements increase the credibility of payment providers and gaming partners, opening access to top-tier B2B partnerships
• Direct communication with the national regulator — without intermediaries — allows for greater transparency.
Advantages of the Curacao license
International Recognition
The license is recognized worldwide
For all types
of gambling
of gambling
Covers casinos, slots, betting, lotteries, poker, bingo, and more
Taxes
Corporate tax rate 0–2%
No tax on dividends
No tax on dividends
Crypto-friendly
Legal use of digital assets in compliance with KYC/AML requirements
Services and timeline for obtaining a license
Services for obtaining a Curaçao license
- Company registration in Curaçao
- Appointment of a local director and key personnel
- Preparation of the application package
- Software and technical infrastructure certification
- Due Diligence and reliability checks
- Application submission through the CGA portal
- Payment of initial and annual government fees
- Infrastructure setup (office, server)
- Ongoing compliance and AML support
- Stage 1: Reliability and structural check — up to 8 weeks, with possible 4-week extension
- Stage 2: Technical review and compliance with LOK — up to 8 weeks, with possible similar extension
Why choose us
Speed
Working faster than the market: companies, licences and migration
in a short period of time
in a short period of time
Reliability
Everything with us is businesslike: clear processes, a clear action plan and accountability for results
Cost
Pricing transparent, dealing honestly, no hidden fees
Guarantee of result
We take on only those projects we're confident in and see them through to completion
Available
Immediate support 7 days a week. Your questions won't wait until Monday
Experience
Hundreds of successful cases in over 30 countries. We work where the others give up
Feedback from our clients on Google
I needed help with an Anjouan license for a new online casino project. A colleague referred me to Finextwin, and I’m glad they did. Everything was organized quickly, I received a clear list of documents, and they handled all communication with the regulator. We had the license in just 3 weeks. Great support throughout.
This was not the first experience of registering a company under Gambling. Previously we had a company in Costa Rica. This time we decided to register in Curacao, as the jurisdiction is on the ear in our business. Thank you to Finextwin team for such quality work.
Huge thanks to the Finextwin team. We need an Anjouan license urgently as our platform was nearly ready to launch. They jumped in right away - handled everything from document collection to direct communication with the regulator. In 5 weeks,we were approved. Transparent, fast and highly professional. Fully recommend.
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FAQ
Everything you need to know before starting a gambling business in Curaçao
The Curaçao license is an official authorization for conducting online gambling activities, including casinos, sports betting, lotteries, and poker. It is suitable for international operations and covers all gambling verticals under a single license.
Before the 2024 reform, there were Master Licenses (issued to a limited number of companies) and Sub-Licenses (issued by operators holding master licenses).
As of January 2025, a new system is in place — LGO (License to Operate), which is now issued directly to operators by the government body Curaçao Gaming Authority (CGA).
As of January 2025, a new system is in place — LGO (License to Operate), which is now issued directly to operators by the government body Curaçao Gaming Authority (CGA).
A full regulatory reform was carried out. A state body CGA was established, master licenses were abolished, and requirements for compliance, player protection, AML, and corporate structure were tightened.
Starting in 2025, all operators are required to obtain a new direct license from CGA.
Starting in 2025, all operators are required to obtain a new direct license from CGA.
The license covers all main types of online gambling, including slots, live casinos, sports betting, bingo, lotteries, virtual games, and poker. No separate license is required for each product.
Yes, starting in 2025 this is a mandatory requirement. Only a local company has the right to apply for a license and operate as a licensed operator.
Yes, Curaçao allows the use of cryptocurrencies. However, starting in 2024, there are stricter requirements for customer identification and transaction monitoring, especially when accepting and paying out in BTC, USDT, and other tokens.
Contact us
- +1 814 300 8857
- info@finextwin.com
- 367-375 Queen's Road Central,
Sheung Wan, Hong Kong
Contact us
- +1 814 300 8857
- info@finextwin.com
- 367-375 Queen's Road Central,
Sheung Wan, Hong Kong
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